Umbrella Coverage

Umbrella insurance is a type of coverage that covers losses other policies do not. It usually works in conjunction with auto, boat, and homeowner policies. If you have an incident that exceeds your coverage limits, then umbrella coverage will help. Umbrella policies are often used to cover automobile accidents.

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An umbrella policy helps pay for liability claims and/or medical bills from injuries to another person. Covered incidents usually include an auto accident that is your fault, injuries that happen to a guest of your home, your pet attacking a guest or a neighbor’s child getting hurt in your yard.

Umbrella coverage is generally recommended for people with expensive assets. They have a lot to lose should they find themselves facing a lawsuit. The larger the lawsuit, the more likely it is to exceed existing policy limits. When that happens, a person runs the risk of losing their assets. Umbrella coverage prevents this by helping with some expenses. However, it only becomes active once the other coverage has reached its limits.

Benefits

Umbrella insurance is beneficial, especially if you have many assets. This coverage helps keep your assets protected during potential lawsuits.

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4440 W Main Street, Ste B
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(281) 488-4485

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Friendswood, TX 77546


(281) 488-4485

(281) 488-4485

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Kerrville, TX 78028

(830) 895-2288

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(281) 997-2662

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Kerrville, TX 78028

(281) 488-4485