Landlord Insurance

Landlord insurance is an important part of relying on rental property for your income. Insurance coverage provides financial assistance should tragedy befall your property. Without coverage, you will be financially responsible for all expenses should misfortune occur. But with coverage, you will receive assistance from your insurance company.

If you collect rent from tenants as a form of your income, then you are a landlord. You are responsible for the building, and making sure your tenants have a safe space to live. When something such as a stair breaks or there are problems with wiring, it is your responsibility to make repairs. You are not responsible for a tenant’s personal belongings, but you are responsible for keeping the building safe. Insurance coverage helps with expenses.

As the landlord, you might find that property damage is your biggest expense. Whether your property is damaged by a tenant, a guest, or any unusual accidents, you must have coverage to receive help with repairs. Coverage can be extended to outdoor sheds, garages, household tools, and appliances.

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Liability

As a landlord, liability coverage is very important. It’s very easy for a person to get hurt on your property. A minor misunderstanding or accident can evolve into a complicated legal battle. Liability coverage is your best defense against lawsuits from tenants or other parties. Liability coverage will defend you against those claims and pay for claims for which you are found responsible. This also includes instances of libel, slander, and other legal issues affecting your rental property.

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4440 W Main Street, Ste B
League City, TX 77573

(281) 488-4485

7902 Broadway Street, Ste
106 Pearland, TX 77581

(281) 997-2662

741 Water Street, Ste 103
Kerrville, TX 78028

(830) 895-2288

4440 W Main Street, Ste B
League City, TX 77573

(281) 488-4485

7902 Broadway Street, Ste
106 Pearland, TX 77581

(281) 997-2662

741 Water Street, Ste 103
Kerrville, TX 78028

(281) 488-4485