An Established Agency Where You Are More Than Just A Policy

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Your Trusted Insurance Partner in Kerrville, TX and Friendswood, TX

Since 1996, Joe Cook & Associates Insurance has been dedicated to helping individuals and businesses secure the best insurance coverage at competitive rates. With offices in Kerrville, TX and Friendswood, TX, we offer a wide range of insurance policies, including Home, Auto, Commercial, Life, and Recreational Insurance. Our team works with top carriers like Nationwide, Progressive, and Assurant to provide you with the best options available.

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More Than Just a Quote, We Build Partnerships to Protect What Matters Most to You.

At Joe Cook & Associates Insurance, we understand that every customer has unique needs. We offer tailored insurance solutions to protect those things and people who are important to you. While some people may just want a quote, our insurance agents want to get to know you and what you want to insure. We also want to understand your concerns about insurance coverage. We pride ourselves on providing our customers with the best possible advice and coverage that fits their life.


Why Choose Us?

Experience: With nearly three decades of experience, we have the knowledge and expertise to guide you through the insurance process.

Multiple Carriers: We partner with leading insurance providers to offer various coverage options.

Customer Focused: Our passion is helping people get the most insurance coverage for their money.


We Work With Multiple Carriers

Your protection is our priority. We work with an extensive network of carriers which allows us to partner with all the top insurance companies for all types of policies. This why we are always able to find the right policy for your specific needs.


What Our Customers Are Saying!


Check Out Our Blog

Stay informed with the latest insurance tips and industry news. Visit our blog to learn more about protecting your assets and making the most of your insurance policies.

11 Jun, 2024
Why do my auto insurance rates keep going up even though my car is getting older? At Joe Cook & Associates, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. It should technically be called “auto-owners” insurance, similarly to how home insurance is actually called “home owners insurance”. It’s important to understand that there are a lot of variables that go into insurance premiums, and with auto insurance, it’s no different. The insurance company is much more concerned with you crashing into someone and causing them (or yourself) bodily harm, or death, than they are about your car. A car is a material possession which can be replaced. A human life is not. When is the last time you looked at your auto insurance policy? If you look at it you’ll notice there are a lot of different coverages on your auto policy. Bodily injury Property damage Un-insured motorist Under-insured motorist Medical Payments Loss of Income Funeral Expense Loss of use Rental Reimbursement These are all things that you are covered for on your auto policy. How many of them have to do with your car? None. How many of them have a price next to them on your policy? All of them. Your car isn’t the only thing you’re being charged for on your policy That’s because auto insurance covers far more important things than your car as mentioned above. Let me re-phrase that: your car insurance rate isn’t just based on your car. You’re not the only one… It’s also important to understand that you are not the only person your insurance company insures. You are one fish in an ocean of other fish, sharks, and sea creatures, all who have different characteristics and risk profiles. Insurance is all about spreading costs over a large number (risk pool) of people, which each person paying their fare share. That risk pool is constantly changing, and is impacted by a ton of different things, including the overall economic climate. This means that you are sharing in the cost of millions of other people, many of whom may have poor loss history and/or credit. That’s what insurance is though — sharing in the cost. The next time your auto insurance rates go up, take a look at the big picture. Make sure you’re looking at ALL of the coverages, and corresponding rates. Hope this helps! If you would like to know more about Car Insurance be sure to visit our page dedicated to it.
11 Apr, 2024
Do you have any questions about homeowners insurance coverages? We’d be happy to help!  Call Joe Cook and Associates in League City, TX at (281) 488-4485
02 Mar, 2024
Don’t let what happened to the Mackey Family happen to yours. Call Joe Cook and Associates in League City, TX at (281) 488-4485
03 Dec, 2023
Can you guess 5 main reasons we see families needlessly suffer financial devastation? Watch and find out!  Call Joe Cook and Associates in League City, TX at (281) 488-4485
08 Oct, 2023
Finding the best service providers in town can be frustrating. That no longer needs to be the case, because Joe Cook and Associates has a listing of other local businesses that have been highly recommended by our valued customers! Call Joe Cook and Associates in League City, TX at (281) 488-4485
08 Sep, 2023
At Joe Cook and Associates, we believe you deserve top quality service… Period. That’s why we’re committed to giving you the best of us. We’ll always make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected. We also believe in giving back! As Agents of Change in our community, we’re dedicated to helping others live well and thrive! Call Joe Cook and Associates in League City, TX at (281) 488-4485
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Ready to get started? Contact Joe Cook & Associates Insurance today to discuss your insurance needs with one of our experienced agents.

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